If you’re so smart why ain’t you rich? Well first of all, maybe you’re not so smart. Here’s a quick I.Q. test (only 20 questions)  to help you figure that out. If you scored well on that test, that’s part of your answer. According to this article, intelligence has nothing to do with wealth. Which, to tell you the truth, is something I’ve sort of suspected all along. So on to the second part of that question: maybe you ARE rich. Check out the Penn State Living Wage Calculator to see how you stand. If you aren’t rich, and you are smart, then you should let go of the Meritocracy Myth . Now that you understand that hard work doesn’t pay, maybe you’d like to consider a life of crime. Don’t fret though, according to the Montana State Life Change Scale, changing to a different line of work only scores a 36. So let’s get started. The video clip featured here introduces the lowest form of crime, the Change Raising con. Those funny pieces of paper he uses to demonstrate are actual currency; they’re called “pounds”.  Just pretend he’s saying “dollars”. Which, last time I checked, is still a currency too. So yeah, ten bucks per scam is small potatoes, but I don’t think you’re ready for things like pirating entire oil tankers yet.